Everything in the ledger.

The full list of what EveryPaisa does today, from reading a bank alert to printing a balance sheet for your CA.

Getting your data in

Bring in years of history in an afternoon, then let new transactions arrive on their own.

  • Gmail, read-only

    Choose the senders to watch. Alerts and statements from them become ledger entries; nothing else in your inbox is touched.

  • Sender discovery

    A one-time scan suggests which senders in your inbox look financial, so you don't have to remember every bank and broker.

  • Review queue

    Approve, edit or reject each parsed entry. Trust a sender after five clean entries and its alerts file automatically.

  • CAS statements

    Upload the consolidated statement from CAMS and KFintech, or the demat CAS from NSDL and CDSL, to load every holding at once.

  • MF Central & Account Aggregator

    Pull mutual fund, bank and demat data directly, with your consent, through MF Central and the RBI's Account Aggregator network.

  • Broker files

    Contract notes, tradebooks and F&O P&L statements from major brokers, plus EPF passbooks, Excel and CSV.

  • No duplicates

    Import the same statement twice and nothing is added twice. Every entry remembers the file or email it came from.

  • Failed rows kept, not lost

    If one line of a statement can't be read, the rest still import and that line waits for you to fix or enter by hand.

  • Corporate actions

    Splits, bonuses, mergers and dividends are applied to your holdings so quantities and costs stay right.

Net worth & analytics

One page that adds everything up, and the tools to ask better questions of it.

  • Dashboard

    Net worth, allocation, invested amount, today's change and the alerts that need you this week.

  • Returns that mean something

    XIRR for each holding, portfolio and the whole family, plus holding-period returns over 1, 3 and 5 years.

  • Analytics

    Best and worst performers, risk, correlation between your holdings, liabilities and cash flow in one place.

  • What-if simulator

    Move money between asset classes and see how your allocation and expected return would change.

  • Portfolio score

    A health score for your money with specific, plain-language fixes: concentration, idle cash, cover, costs.

  • Cash activity & forecast

    Every inflow and outflow across accounts, and a forecast of the months ahead from your EMIs, SIPs, rent and premiums.

  • Income

    Salary, rent, interest and dividends in one register, ready for your tax return.

  • Goals

    Retirement, a child's education, a home. Link investments to each goal and see if you're on track.

  • Ask in plain English

    "What's my XIRR this year?" or "Am I overweight in IT?" The assistant answers from your own ledger.

  • Alerts

    Maturities, renewals, expiries, rent due, premiums, overdue items. One list, by date.

  • Multiple portfolios

    Keep a trading account, a retirement pot and your parents' money apart, then group them however you like.

Nineteen asset classes

Each one priced and taxed by its own rules.

  • f. 1

    Bank accounts

    Savings, current and salary accounts

    Balances, statements and every credit and debit, matched to the rest of your money.

  • f. 2

    Stocks

    Contract notes and tradebooks

    Equity holdings from every broker and demat, priced daily and taxed correctly.

  • f. 3

    F & O

    Broker P&L and tradebook imports

    Futures and options positions with realised and unrealised P&L by expiry.

  • f. 4

    Mutual funds

    CAS from CAMS & KFintech, MF Central

    Every folio from your CAS, with research-grade analysis of each fund.

  • f. 5

    Bonds

    Coupons and maturity dates

    Corporate bonds, G-secs and SGBs with coupons and maturities.

  • f. 6

    FDs & RDs

    Interest accrued to date

    Fixed and recurring deposits across banks, with interest worked out for you.

  • f. 7

    Gold & Silver

    Live gold and silver rates

    Jewellery, coins, digital gold and SGBs at today's price.

  • f. 8

    Crypto

    Holdings across exchanges and wallets

    Coins across exchanges and wallets in rupee terms.

  • f. 9

    Forex

    US stocks and ETFs

    Foreign stocks, foreign currency cash and your LRS limit.

  • f. 10

    PPF & EPF

    EPF passbook import

    Provident funds with contributions, interest and passbook sync.

  • f. 11

    NPS

    Tier I and Tier II

    Tier I and II with scheme allocation and current NAV.

  • f. 12

    Post Office

    Scheme-specific interest rules

    NSC, KVP, SCSS, MIS, Sukanya and the rest of the small-savings family.

  • f. 13

    Real estate

    Purchase cost and improvements

    Homes, plots and commercial property at cost and current value.

  • f. 14

    Rental

    Monthly receipts generated for you

    Tenancies, rent due dates and receipts, for each property you let out.

  • f. 15

    Vehicles

    RC details from the registration number

    Cars and bikes from the registration number: RC, expiries and value.

  • f. 16

    Insurance

    Coverage gap check

    Life, health, motor and home policies with coverage and renewals.

  • f. 17

    Loans

    Amortisation and prepayment

    Loans you have taken and money you have lent.

  • f. 18

    Credit cards

    Due-date reminders

    Cards, statement dates, dues and limits.

  • f. 19

    Others

    Any asset with a value

    Art, collectables, unlisted shares, a stake in a friend's business.

Mutual fund research

The analysis a good adviser would do, shown in full so you can judge it yourself.

  • Fund score

    A score out of 100 built from returns, risk, cost and consistency against peers, with the method published.

  • Rolling returns

    The spread of returns across every 1, 3 and 5-year window, not just a lucky start date.

  • Drawdowns

    How far the fund has fallen and how long it took to recover.

  • Overlap

    How much of your funds hold the same stocks, shown as a matrix.

  • Look-through

    The stocks and sectors you actually own once every fund is opened up.

  • Costs & tax lots

    Expense ratio drag in rupees, riskometer, and each purchase lot with its tax status.

Tax

Worked out from your transactions, lot by lot, and traceable back to each buy and sell.

  • FIFO capital gains

    Short-term, long-term and intraday, split by asset class and by broker.

  • Grandfathering

    Equity bought before 31 January 2018 uses the higher of cost and that day's fair value.

  • Schedule 112A

    Line-by-line, in the format the income tax return asks for.

  • Debt and equity funds

    Each fund taxed by the rules for its type and purchase date.

  • Advance tax

    What you're likely to owe by each instalment date.

  • Tax-loss harvesting

    Holdings with losses you could book to offset this year's gains.

Every report, listed

41 reports, each a download as PDF or Excel. Family-wise versions are available on the Family plan.

Holdings & performance

  • Holdings summary
  • Portfolio snapshot
  • Top holdings
  • Sector allocation
  • Demat holdings
  • Family-wise holdings
  • Performance (XIRR)
  • Holding-period return
  • Combined realised & unrealised
  • Mutual fund mark-to-market

Tax

  • Capital gains (FIFO)
  • Brokerwise capital gains
  • Mutual fund capital gains
  • Grandfathered LTCG
  • ITR Schedule 112A
  • Short-term, long-term & speculation
  • Tax P&L
  • Tax summary
  • Advance tax summary
  • STT (section 10DB)
  • Dividend report
  • Income report

Trades & brokers

  • Cash flow
  • Fund flow
  • Contract notes summary
  • Contract note charges
  • Broker bill register
  • Broker bill register, member-wise
  • Script ledger
  • Scriptwise quantity
  • Opening stock
  • Closing balance

Books of account

  • Account ledger
  • Financial ledger
  • Day book
  • Chart of accounts
  • Trial balance
  • Profit & loss
  • Balance sheet
  • Bank reconciliation
  • Tally export

Insurance & succession

Making sure the people who depend on you are covered, and can find everything if they need to.

  • Every policy

    Life, health, motor, home and travel, with premiums, nominees and claim history.

  • Coverage check

    Where your cover is thin, explained in plain words.

  • Emergency sheet

    One printable page with policies, nominees, claim numbers and who to call.

  • Claims help

    Step-by-step guides for filing common health, life and motor claims.

  • Succession

    Name nominees. If your account goes quiet for a period you set, they are verified and given access to the information they will need.

  • Renewal reminders

    Ahead of every premium and renewal date, so nothing lapses.

Property & vehicles

The big things you own, and the paperwork that comes with them.

  • Vehicle from a number plate

    Enter the registration number and the RC details fill in: make, model, fuel, owner, registration date.

  • Expiry alerts

    PUC, insurance, fitness and road tax, reminded before they lapse.

  • Challans & fuel prices

    Pending traffic challans for your vehicles and today's fuel prices in your city.

  • Properties

    Purchase cost, improvements, linked loans and current value, with capital gains when you sell.

  • Tenancies & rent

    Monthly receipts generated for each tenancy, with due dates, overdue reminders and history.

  • Rent matched to your bank

    When a rent credit arrives in your bank alerts, it's matched to the month it pays for.

Everyday money

The borrowing, spending and sharing that sits alongside your investments.

  • EMI calculator

    EMI, amortisation schedule and the effect of prepaying, with current lender rates for home loans.

  • Compare loans

    Put offers side by side and see the total interest each one costs.

  • Home-loan tax benefits

    Interest under section 24(b) and principal under 80C, year by year.

  • Loans & money lent

    Track what you owe and what friends and family owe you, with interest.

  • Credit cards

    Dues, statement dates and utilisation across all your cards.

  • Split expenses

    Groups and friends, shared bills, running balances, and settle up with a UPI link.

Family

One household, many people, with each person's privacy respected.

  • Family net worth

    Everyone's money added up, with a breakdown by member.

  • Invite or manage

    Invite members to their own logins, or manage accounts for parents who won't use the app.

  • Shared goals & protection

    Goals and insurance cover for the whole household on one page.

For CAs and advisers

A workspace for professionals, with the books their clients' returns are built on.

  • Client workspace

    Clients invite you with your own login. Two-factor sign-in is required for every professional account.

  • Double-entry accounting

    Vouchers, ledgers, day book and chart of accounts generated from the client's transactions.

  • Financial statements

    Trial balance, profit and loss and balance sheet for each client.

  • Tally export

    One click produces files ready to import into Tally.

  • F&O and broker reports

    Broker bill registers, contract note charges and speculative income splits.

  • Unlimited clients

    Run as many client books as your practice needs.

Seen enough to try it?

Create a free account, or tell us what you'd need before you'd switch.

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